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Licensing Information

NMLS ID#856322 NMLS ID#999521
I am licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Ray P Cruz NMLS 385064
Phone: 301-761-2278
MCF Mortgage
NMLS 1061701
7315 Wisconsin Avenue Suite 400W
Bethesda MD 20814

"Integrity is the cornerstone of my business and I believe a mortgage is about building a relationship between the borrower and loan officer. My sole focus is to help you in every way possible achieve your home financing goals." - Ray P. Cruz

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